Years ago while in college, a young man invited five of his friends to a meeting in his room about an idea that would revolutionize the world. Only two of the five friends went for the meeting and they are the better for it for it. The young man who called for the meeting was Mark Zuckerberg and the idea was facebook with two if his friends becoming double digit billionaires while the remaining three are still poor or just over broke.
Another young Harvard drop out approached a friend of his to borrow him two hundred dollars for an idea which he wanted to invest in, the friend simply rebuked and walked away remaining in poverty but the next person he approached called him names but used a different approach. He gave him the money on two conditions and the first was that if the idea failed he would simply refund his money but if it succeeded he would have a percentage of it. The young with the idea was William Gates popularly called 'Bill Gates' and the friend whom he borrowed the money from was Paul Allen who is a double digit billionaire and shareholder in Microsoft
I know of a man who complained about his finances frequently and when I suggested a couple of ideas to him, he waved them away and is still living in abject poverty complaining about every dime spent on money here and there barely making ends meet.
Someone said that, 'Poverty is not absence of treasures but ignorance of their existence' I humorously added that 'A poor man is simply a potential rich man passing over opportunities repeatedly. Friends there are boundless opportunities just waiting for you to discover them but you can't see them with your naked eyes but the eyes of the mind.